Keep track
Before making a budget plan, Andrea Woroch, consumer and money-saving expert, emphasized the importance of understanding much you spend each month on various things. “To determine this, it’s important to identify your budget baseline by tracking your spending for a few months,” she says. This way you know how much goes toward rent or mortgage, transportation, food, utilities, shopping, etc. Through this process, you will also be able to identify areas where you typically overspend. “Ultimately, this makes you more aware of your spending and saving habits to help you make better choices.” Try following these money-saving tips of great savers.
from Reader's Digest http://ift.tt/2uZbTOb
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